{"id":99321,"date":"2026-11-05T16:22:02","date_gmt":"2026-11-05T16:22:02","guid":{"rendered":"https:\/\/neutrale.al\/?p=99321"},"modified":"2026-11-05T16:22:43","modified_gmt":"2026-11-05T16:22:43","slug":"eduard-halimi-skandali-me-humbjen-e-parave-ne-bankat-dixhitale-ne-bote-dhe-iluzioni-ne-shqiperi","status":"publish","type":"post","link":"https:\/\/neutrale.al\/index.php\/2026\/11\/05\/eduard-halimi-skandali-me-humbjen-e-parave-ne-bankat-dixhitale-ne-bote-dhe-iluzioni-ne-shqiperi\/","title":{"rendered":"Eduard Halimi\/ SKANDALI ME HUMBJEN E PARAVE N\u00cb BANKAT DIXHITALE N\u00cb BOT\u00cb DHE ILUZIONI N\u00cb SHQIP\u00cbRI!"},"content":{"rendered":"

T\u00eb gjitha mediat e m\u00ebdha nd\u00ebrkomb\u00ebtare po flasin k\u00ebto dit\u00eb p\u00ebr skandalin bankar n\u00eb Paraguaj!<\/p>\n

Rreth 3 milion\u00eb klient\u00eb t\u00eb nj\u00eb banke dixhitale jan\u00eb p\u00ebrballur me bllokimin e llogarive dhe pamund\u00ebsin\u00eb p\u00ebr t\u00eb t\u00ebrhequr kursimet e tyre. Nd\u00ebrkoh\u00eb, pronar\u00ebt dhe drejtuesit e bank\u00ebs jan\u00eb n\u00eb qend\u00ebr t\u00eb hetimeve p\u00ebr dyshime se parat\u00eb e depozituesve jan\u00eb p\u00ebrdorur n\u00eb m\u00ebnyr\u00eb abuzive, p\u00ebrfshir\u00eb financimin e kompanive t\u00eb lidhura me ta.<\/p>\n

Me fjal\u00eb t\u00eb thjeshta, dyshimi \u00ebsht\u00eb se parat\u00eb q\u00eb qytetar\u00ebt ia besuan bank\u00ebs digitale p\u00ebr t\u2019i ruajtur, jan\u00eb b\u00ebr\u00eb rrush e kumbulla nga ata q\u00eb kishin detyrimin t\u2019i administronin!<\/p>\n

Dhe tani qytetar\u00ebt k\u00ebrkojn\u00eb kursimet e tyre. Por banka nuk ua jep dot!<\/p>\n

N\u00eb dhjetor 2025, kur n\u00eb Shqip\u00ebri u njoftua licencimi i bank\u00ebs s\u00eb par\u00eb t\u00ebr\u00ebsisht dixhitale, pa deg\u00eb dhe pa sportele, publikova nj\u00eb analiz\u00eb n\u00eb Gazet\u00ebn Telegraf me titull: \u201cBanka e re dixhitale pa deg\u00eb: Inovacion, Iluzion apo nj\u00eb rrezik i madh sistemik?\u201d<\/p>\n

Paralajm\u00ebrova pik\u00ebrisht p\u00ebr k\u00ebto rreziqe dhe shtrova pyetje t\u00eb thjeshta: <\/p>\n

Kush jan\u00eb pronar\u00ebt fundor\u00eb t\u00eb bank\u00ebs?
\nNga vjen kapitali?
\nKush kontrollon se ku shkojn\u00eb depozitat e qytetar\u00ebve?
\n\u00c7far\u00eb ndodh n\u00ebse banka bllokon llogarit\u00eb?
\nKu do t\u00eb trokasin shqiptar\u00ebt p\u00ebr t\u00eb marr\u00eb kursimet e tyre?
\nN\u00eb nj\u00eb aplikacion?
\nN\u00eb nj\u00eb email automatik?<\/p>\n

Sot, ajo q\u00eb po ndodh n\u00eb Paraguaj e b\u00ebn k\u00ebt\u00eb paralajm\u00ebrim m\u00eb aktual se kurr\u00eb.<\/p>\n

Nuk kam qen\u00eb dhe nuk jam kund\u00ebr inovacionit financiar. Por nj\u00eb bank\u00eb nuk b\u00ebhet m\u00eb e sigurt vet\u00ebm sepse \u00ebsht\u00eb dixhitale. Nj\u00eb aplikacion modern nuk garanton integritetin e pronar\u00ebve. Dhe mungesa e sporteleve nuk mund t\u00eb n\u00ebnkuptoj\u00eb munges\u00eb p\u00ebrgjegj\u00ebsie.<\/p>\n

Teknologjia mund t\u00eb ndryshoj\u00eb m\u00ebnyr\u00ebn si qytetar\u00ebt i p\u00ebrdorin parat\u00eb e tyre. Por nuk ndryshon detyrimin e bank\u00ebs p\u00ebr t\u2019i mbrojtur ato!<\/p>\n

Rasti i Paraguajit nuk provon se \u00e7do bank\u00eb dixhitale \u00ebsht\u00eb e rrezikshme. Ai tregon se \u00e7far\u00eb pasojash mund t\u00eb sjellin administrimi i pap\u00ebrgjegjsh\u00ebm, konfliktet e interesit dhe mbik\u00ebqyrja e pamjaftueshme.<\/p>\n

Prandaj, pyetjet e mia p\u00ebr Bank\u00ebn e Shqip\u00ebris\u00eb mbeten t\u00eb nj\u00ebjtat si nj\u00eb vit m\u00eb par\u00eb.<\/p>\n

A jan\u00eb verifikuar me rigorozitet pronar\u00ebt dhe burimet e kapitalit?
\nKush garanton q\u00eb depozitat nuk do t\u00eb p\u00ebrdoren p\u00ebr interesa t\u00eb lidhura me aksionar\u00ebt?
\nCilat jan\u00eb mekanizmat real\u00eb t\u00eb kontrollit?
\nDhe kush mban p\u00ebrgjegj\u00ebsi n\u00ebse qytetar\u00ebt mbeten nj\u00eb dit\u00eb p\u00ebrpara nj\u00eb aplikacioni q\u00eb nuk u lejon t\u00eb t\u00ebrheqin kursimet? Kush mban p\u00ebrgjegj\u00ebsi p\u00ebr ta n\u00ebse ndodh si Paraguaji sot?<\/p>\n

Sepse kur nj\u00eb bank\u00eb d\u00ebshton, nuk humbasin thjesht numra n\u00eb nj\u00eb ekran. Rrezikohen kursimet e nj\u00eb jete dhe besimi i qytetar\u00ebve te sistemi financiar.<\/p>\n

Shqip\u00ebria ka nevoj\u00eb p\u00ebr inovacion, jo p\u00ebr iluzione financiare. Dhe mbi t\u00eb gjitha, jo p\u00ebr eksperimente me kursimet e shqiptar\u00ebve!<\/p>\n

Po risjell analiz\u00ebn time t\u00eb 9 dhjetorit 2025 dhe raportimet nd\u00ebrkomb\u00ebtare mbi skandalin bankar n\u00eb Paraguaj.<\/p>\n

Llogaridh\u00ebnia \u00ebsht\u00eb p\u00ebrgjegj\u00ebsi e detyruar! Kujdes kur n\u00ebnshkruani! Merrni p\u00ebrgjegjesi!<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00eb gjitha mediat e m\u00ebdha nd\u00ebrkomb\u00ebtare po flasin k\u00ebto dit\u00eb p\u00ebr skandalin bankar n\u00eb Paraguaj! Rreth 3 milion\u00eb klient\u00eb t\u00eb nj\u00eb banke dixhitale jan\u00eb p\u00ebrballur me bllokimin e llogarive dhe pamund\u00ebsin\u00eb p\u00ebr t\u00eb t\u00ebrhequr kursimet e tyre. Nd\u00ebrkoh\u00eb, pronar\u00ebt dhe drejtuesit e bank\u00ebs jan\u00eb n\u00eb qend\u00ebr t\u00eb hetimeve p\u00ebr dyshime se parat\u00eb e depozituesve jan\u00eb […]<\/p>\n","protected":false},"author":2,"featured_media":99322,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-99321","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-te-tjera"},"_links":{"self":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/99321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/comments?post=99321"}],"version-history":[{"count":2,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/99321\/revisions"}],"predecessor-version":[{"id":99329,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/99321\/revisions\/99329"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/media\/99322"}],"wp:attachment":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/media?parent=99321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/categories?post=99321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/tags?post=99321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}