Ligji p\u00ebr regjistrin e llogarive bankare deri tani ka d\u00ebshtuar n\u00eb q\u00ebllimin p\u00ebr t\u00eb leht\u00ebsuar pun\u00ebn e institucioneve ligjzbatuese dhe t\u00eb bankave.<\/p>\n
Nj\u00eb nga q\u00ebllimet e ligjit ishte q\u00eb institucionet t\u00eb p\u00ebrfitonin akses apo t\u00eb drejt\u00eb p\u00ebr informacion nga regjistri i llogarive t\u00eb subjekteve, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb mos ishin t\u00eb detyruar t\u00eb d\u00ebrgonin k\u00ebrkes\u00eb te t\u00eb gjitha bankat p\u00ebr t\u00eb marr\u00eb informacionin e nevojsh\u00ebm.<\/p>\n
Por, burime nga sektori bankar shprehen se n\u00eb praktik\u00eb nuk ka ndryshuar asgj\u00eb.<\/p>\n
Institucionet dhe p\u00ebrmbaruesit gjyq\u00ebsor\u00eb vazhdojn\u00eb t\u00eb d\u00ebrgojn\u00eb k\u00ebrkesa n\u00eb t\u00eb gjitha bankat e sektorit, p\u00ebr t\u00eb marr\u00eb informacion p\u00ebr llogarit\u00eb bankare t\u00eb individ\u00ebve apo subjekteve.<\/p>\n
Bankat vazhdojn\u00eb t\u00eb p\u00ebrballen me volume shum\u00eb t\u00eb m\u00ebdha k\u00ebrkesash p\u00ebr informacion nga institucione, si organet e prokuroris\u00eb, apo p\u00ebrmbaruesit gjyq\u00ebsor\u00eb.<\/p>\n
P\u00ebr shkak t\u00eb numrit t\u00eb madh t\u00eb k\u00ebrkesave dhe afateve t\u00eb shkurtra ligjore p\u00ebr kthimin e p\u00ebrgjigjeve, kjo praktik\u00eb ka krijuar probleme shum\u00eb t\u00eb m\u00ebdha p\u00ebr bankat tregtare, q\u00eb nuk kan\u00eb burime njer\u00ebzore t\u00eb mjaftueshme p\u00ebr t\u2019iu p\u00ebrgjigjur n\u00eb koh\u00eb flukseve t\u00eb tilla.<\/p>\n
P\u00ebr m\u00eb tep\u00ebr, megjith\u00ebse jemi n\u00eb epok\u00ebn e dixhitalizimit, ligj\u00ebrisht bankat nuk mund t\u00eb kthejn\u00eb p\u00ebrgjigje n\u00eb rrug\u00eb elektronike, por vet\u00ebm me dokumente me firm\u00eb dhe vul\u00eb fizike, proces q\u00eb k\u00ebrkon edhe m\u00eb shum\u00eb koh\u00eb.<\/p>\n
Ligji \u201cP\u00ebr regjistrin e llogarive bankare\u201d hyri n\u00eb fuqi n\u00eb fillim t\u00eb vitit 2021. Ky regjist\u00ebr u krijua nga Agjencia Komb\u00ebtare e Shoq\u00ebris\u00eb s\u00eb Informacionit (AKSHI) t\u00eb administrohet nga Drejtoria e P\u00ebrgjithshme e Tatimeve.<\/p>\n
Informacioni i ruajtur n\u00eb regjist\u00ebr \u00ebsht\u00eb konfidencial dhe i padisponuesh\u00ebm p\u00ebr publikun e gjer\u00eb. Ligji p\u00ebrcakton se t\u00eb dh\u00ebnat e mbajtura n\u00eb regjist\u00ebr p\u00ebrb\u00ebjn\u00eb sekret bankar e profesional dhe duhen trajtuar e ruajtur si t\u00eb tilla nga t\u00eb gjitha autoritetet q\u00eb kan\u00eb akses n\u00eb to. Ato gjithashtu p\u00ebrjashtohen nga dispozitat e legjislacionit n\u00eb fuqi p\u00ebr t\u00eb drejt\u00ebn e informimit. Regjistri elektronik n\u00eb fjal\u00eb, megjithat\u00eb, nuk p\u00ebrmban t\u00eb dh\u00ebna p\u00ebr gjendjen e llogarive, por funksionon vet\u00ebm si list\u00eb e llogarive bankare q\u00eb zot\u00ebron \u00e7do person apo subjekt.<\/p>\n
Drejtoria e P\u00ebrgjithshme e Parandalimit t\u00eb Pastrimit t\u00eb Parave ka ket\u00eb akses t\u00eb plot\u00eb, t\u00eb menj\u00ebhersh\u00ebm dhe t\u00eb pafiltruar n\u00eb t\u00eb dh\u00ebnat e regjistrit, nd\u00ebrsa subjekteve t\u00eb tjera t\u00eb interesuara u garantohet e drejta e aksesit vet\u00ebm p\u00ebr ato t\u00eb dh\u00ebna t\u00eb regjistrit q\u00eb jan\u00eb t\u00eb nevojshme p\u00ebr p\u00ebrmbushjen e detyrave t\u00eb tyre funksionale.<\/p>\n
N\u00eb k\u00ebto institucione p\u00ebrfshihen Prokuroria e P\u00ebrgjithshme, Prokuroria e Posa\u00e7me Kund\u00ebr Korrupsionit dhe Krimit t\u00eb Organizuar, Drejtoria e P\u00ebrgjithshme e Policis\u00eb s\u00eb Shtetit, Byroja Komb\u00ebtare e Hetimit, Sh\u00ebrbimi Informativ Shtet\u00ebror, Inspektorati i Lart\u00eb i Deklarimit dhe Kontrollit t\u00eb Pasurive dhe Konfliktit t\u00eb Interesit, Drejtoria e P\u00ebrgjithshme e Tatimeve, drejtorit\u00eb e taksave dhe tarifave pran\u00eb nj\u00ebsive t\u00eb vet\u00ebqeverisjes vendore dhe Drejtoria e P\u00ebrgjithshme e Doganave.<\/p>\n
Niveli i aksesimit p\u00ebr institucionet e tjera do t\u00eb p\u00ebrcaktohet me vendim t\u00eb K\u00ebshillit t\u00eb Ministrave, me propozimin e ministrit t\u00eb Financave. Subjektet e tjera, si sh\u00ebrbimi p\u00ebrmbarimor gjyq\u00ebsor shtet\u00ebror ose privat, institucionet financiare apo \u00e7do autoritet publik tjet\u00ebr, q\u00eb legjislacioni i posa\u00e7\u00ebm i jep t\u00eb drejt\u00ebn p\u00ebr t\u00eb pasur informacion n\u00eb regjist\u00ebr, nuk do t\u00eb ken\u00eb akses direkt, por mund t\u00eb marrin informacion vet\u00ebm duke paraqitur nj\u00eb k\u00ebrkes\u00eb t\u00eb argumentuar pran\u00eb Drejtoris\u00eb e P\u00ebrgjithshme t\u00eb Tatimeve.<\/p>\n
Por, n\u00eb fakt, kjo dispozit\u00eb e ligjit duket se nuk funksionon, pasi p\u00ebrmbaruesit nuk marrin informacion paraprak p\u00ebr llogarit\u00eb bankare nga DPT, por vazhdojn\u00eb t\u00eb d\u00ebrgojn\u00eb k\u00ebrkesa te t\u00eb gjitha bankat e sektorit p\u00ebr t\u2019u informuar p\u00ebr llogarit\u00eb e debitor\u00ebve dhe p\u00ebr t\u00eb k\u00ebrkuar, m\u00eb tej, bllokimin e tyre.\/ Monitor.al<\/a> Ligji p\u00ebr regjistrin e llogarive bankare deri tani ka d\u00ebshtuar n\u00eb q\u00ebllimin p\u00ebr t\u00eb leht\u00ebsuar pun\u00ebn e institucioneve ligjzbatuese dhe t\u00eb bankave. Nj\u00eb nga q\u00ebllimet e ligjit ishte q\u00eb institucionet t\u00eb p\u00ebrfitonin akses apo t\u00eb drejt\u00eb p\u00ebr informacion nga regjistri i llogarive t\u00eb subjekteve, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb mos ishin t\u00eb detyruar t\u00eb d\u00ebrgonin k\u00ebrkes\u00eb […]<\/p>\n","protected":false},"author":2,"featured_media":79353,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,118],"tags":[],"class_list":{"0":"post-79352","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomia","8":"category-kryesore"},"_links":{"self":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/79352","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/comments?post=79352"}],"version-history":[{"count":1,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/79352\/revisions"}],"predecessor-version":[{"id":79354,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/79352\/revisions\/79354"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/media\/79353"}],"wp:attachment":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/media?parent=79352"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/categories?post=79352"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/tags?post=79352"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"