{"id":32786,"date":"2022-12-12T10:20:02","date_gmt":"2022-12-12T10:20:02","guid":{"rendered":"https:\/\/neutrale.al\/?p=32786"},"modified":"2022-12-12T10:20:02","modified_gmt":"2022-12-12T10:20:02","slug":"fmn-e-shqetesuar-per-nje-flluske-ne-pasurite-e-paluajtshme","status":"publish","type":"post","link":"https:\/\/neutrale.al\/index.php\/2022\/12\/12\/fmn-e-shqetesuar-per-nje-flluske-ne-pasurite-e-paluajtshme\/","title":{"rendered":"FMN e shqet\u00ebsuar p\u00ebr nj\u00eb fllusk\u00eb n\u00eb pasurit\u00eb e paluajtshme?!"},"content":{"rendered":"<p>Si asnj\u00ebher\u00eb tjet\u00ebr, raporti i fundit i Fondit Monetar p\u00ebr Shqip\u00ebrin\u00eb (FMN), i ka kushtuar v\u00ebmendje t\u00eb lart\u00eb nd\u00ebrtimit dhe tregut t\u00eb pasurive t\u00eb paluajtshme, duke paralajm\u00ebruar rreziqet q\u00eb mund t\u00eb ket\u00eb nj\u00eb kthes\u00eb n\u00eb r\u00ebnie n\u00eb ecurin\u00eb e \u00e7mimeve dhe implikimet p\u00ebr sektorin financiar e bankar.<\/p>\n<p>Zhvillimet n\u00eb tregun e pasurive t\u00eb palaujtshme, shtrenjtimi i \u00e7mimeve, rritja e interesave, rritja e kreditimit p\u00ebr k\u00ebt\u00eb sektor nga bankat dhe hyrja e flukseve t\u00eb huaja p\u00ebrmendjen disa her\u00eb n\u00eb raport.<\/p>\n<p>FMN thekson se ekonomia \u00ebsht\u00eb e ndjeshme ndaj nj\u00eb ndryshimi n\u00eb rritjen e \u00e7mimeve t\u00eb pasurive t\u00eb paluajtshme, pasur parasysh kontributin n\u00eb rritje t\u00eb sektorit n\u00eb ekonomi dhe ekspozimin n\u00eb rritje t\u00eb bankave.<\/p>\n<p>Bordi i Drejtor\u00ebve t\u00eb FMN-s\u00eb e vuti thekson n\u00eb r\u00ebnd\u00ebsin\u00eb e rritjes s\u00eb vigjilenc\u00ebs ndaj stabilitetit financiar t\u00eb politik\u00ebb\u00ebr\u00ebsve, duke pasur parasysh rritjen e shpejt\u00eb t\u00eb kredis\u00eb dhe t\u00eb aktiviteteve t\u00eb pasurive t\u00eb paluajtshme.<\/p>\n<p>\u201cMbik\u00ebqyrja do t\u00eb duhet t\u00eb ndjek\u00eb rritjen e huadh\u00ebnies bankare, ve\u00e7an\u00ebrisht huadh\u00ebnien n\u00eb valut\u00eb, dhe aktivitetet e lidhura me pasurit\u00eb e paluajtshme, dhe t\u00eb nd\u00ebrmarr\u00eb veprime sipas nevoj\u00ebs p\u00ebr t\u00eb frenuar \u00e7do rrezik t\u00eb tepruar\u201d, thuhet n\u00eb raportin e FMN-s\u00eb.<\/p>\n<p>FMN rekomandon q\u00eb t\u00eb adresohen mang\u00ebsit\u00eb e r\u00ebnd\u00ebsishme t\u00eb t\u00eb dh\u00ebnave p\u00ebr pasurit\u00eb e paluajtshme dhe nd\u00ebrtimet dhe t\u00eb garantohet nj\u00eb mbik\u00ebqyrje e zgjeruar e ndikimit t\u00eb k\u00ebtij sektori n\u00eb stabilitetin financiar. Sektori po b\u00ebhet nj\u00eb kanal i r\u00ebnd\u00ebsish\u00ebm p\u00ebr lidhjet makro-financiare, duke pasur parasysh kontributin e tij n\u00eb rritje n\u00eb aktivitetet ekonomike dhe rritjen e financimit nga bankat dhe flukset e huaja.<\/p>\n<p>Vrojtimet e BSH-s\u00eb\u00a0tregojn\u00eb gjithashtu nj\u00eb rritje t\u00eb shpejt\u00eb t\u00eb \u00e7mimeve t\u00eb pasurive t\u00eb paluajtshme, thot\u00eb FMN.<\/p>\n<p>Pavar\u00ebsisht p\u00ebrpjekjeve t\u00eb fundit t\u00eb BSH-s\u00eb, mungesat e konsiderueshme t\u00eb t\u00eb dh\u00ebnave ende pengojn\u00eb monitorimin dhe identifikimin n\u00eb koh\u00eb t\u00eb rreziqeve t\u00eb mundshme. \u201cMungesa e t\u00eb dh\u00ebnave t\u00eb besueshme e pengon BSH-n\u00eb t\u00eb monitoroj\u00eb si\u00e7 duhet rritjen me ritme t\u00eb shpejta n\u00eb tregun e pasurive t\u00eb paluajtshme dhe t\u00eb zhvilloj\u00eb politika makroprudenciale p\u00ebrkat\u00ebse\u201d, thekson FMN.<\/p>\n<p>FMN thekson se Shqip\u00ebria duhet t\u00eb p\u00ebrshpejtoj\u00eb p\u00ebrpjekjet p\u00ebr t\u00eb dal\u00eb nga lista gri e pastrimit t\u00eb parave, ku \u00ebsht\u00eb futur nga FATF (mekanizimi i Komisionit Europian p\u00ebr parandalimin e pastrimit t\u00eb parave) dhe t\u00eb vazhdoj\u00eb t\u00eb riafirmoj\u00eb angazhimin e saj ndaj nj\u00eb kuadri t\u00eb fort\u00eb kund\u00ebr pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit. Nj\u00eb prej rekomandimeve \u00ebsht\u00eb shtimi i p\u00ebrpjekjeve p\u00ebr t\u00eb kryer inspektime t\u00eb bazuara n\u00eb rrezik t\u00eb nj\u00ebsive t\u00eb biznesit profesionale dhe jo financiare \u2013 duke p\u00ebrfshir\u00eb kompanit\u00eb e nd\u00ebrtimit dhe agjent\u00ebt e pasurive t\u00eb paluajtshme.<\/p>\n<p>N\u00eb grafik\u00ebt e FMN-s\u00eb (shih figura 9 n\u00eb fund) jepet rritja e kontribuitit t\u00eb nd\u00ebrtimit n\u00eb ekonomi vitet e fundit, shtimi i ndjesh\u00ebm i huadh\u00ebnies p\u00ebr nd\u00ebrtim dhe pasuri t\u00eb paluajtshme nga viti 2019, megjith\u00ebse normat e interesit po shtrenjtohen. Po ashtu dhe tendenca e \u00e7mimeve \u00ebsht\u00eb n\u00eb rritje t\u00eb shpejt\u00eb.<br \/>\n<a href=\"https:\/\/www.monitor.al\/fmn-e-shqetesuar-per-nje-flluske-ne-pasurite-e-paluajtshme\/\">Monitor.al<\/a><\/p>\n<p><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/neutrale.al\/wp-content\/uploads\/2022\/12\/778FE2B8-D710-4284-B067-9AFC8A491B61-197x300.jpeg\" alt=\"\" width=\"197\" height=\"300\" class=\"alignnone size-medium wp-image-32787\" srcset=\"https:\/\/neutrale.al\/wp-content\/uploads\/2022\/12\/778FE2B8-D710-4284-B067-9AFC8A491B61-197x300.jpeg 197w, https:\/\/neutrale.al\/wp-content\/uploads\/2022\/12\/778FE2B8-D710-4284-B067-9AFC8A491B61-671x1024.jpeg 671w, https:\/\/neutrale.al\/wp-content\/uploads\/2022\/12\/778FE2B8-D710-4284-B067-9AFC8A491B61-768x1171.jpeg 768w, https:\/\/neutrale.al\/wp-content\/uploads\/2022\/12\/778FE2B8-D710-4284-B067-9AFC8A491B61-1007x1536.jpeg 1007w, https:\/\/neutrale.al\/wp-content\/uploads\/2022\/12\/778FE2B8-D710-4284-B067-9AFC8A491B61-860x1312.jpeg 860w, https:\/\/neutrale.al\/wp-content\/uploads\/2022\/12\/778FE2B8-D710-4284-B067-9AFC8A491B61.jpeg 1049w\" sizes=\"auto, (max-width: 197px) 100vw, 197px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si asnj\u00ebher\u00eb tjet\u00ebr, raporti i fundit i Fondit Monetar p\u00ebr Shqip\u00ebrin\u00eb (FMN), i ka kushtuar v\u00ebmendje t\u00eb lart\u00eb nd\u00ebrtimit dhe tregut t\u00eb pasurive t\u00eb paluajtshme, duke paralajm\u00ebruar rreziqet q\u00eb mund t\u00eb ket\u00eb nj\u00eb kthes\u00eb n\u00eb r\u00ebnie n\u00eb ecurin\u00eb e \u00e7mimeve dhe implikimet p\u00ebr sektorin financiar e bankar. Zhvillimet n\u00eb tregun e pasurive t\u00eb palaujtshme, shtrenjtimi [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":32788,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[27],"class_list":{"0":"post-32786","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomia","8":"tag-lajme"},"_links":{"self":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/32786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/comments?post=32786"}],"version-history":[{"count":1,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/32786\/revisions"}],"predecessor-version":[{"id":32789,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/32786\/revisions\/32789"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/media\/32788"}],"wp:attachment":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/media?parent=32786"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/categories?post=32786"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/tags?post=32786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}