{"id":12493,"date":"2022-08-02T08:40:34","date_gmt":"2022-08-02T08:40:34","guid":{"rendered":"https:\/\/neutrale.al\/?p=12493"},"modified":"2022-08-02T08:40:34","modified_gmt":"2022-08-02T08:40:34","slug":"raportimi-me-ifrs-fitimi-i-sektorit-bankar-ne-rritje-me-27-per-6-mujorin","status":"publish","type":"post","link":"https:\/\/neutrale.al\/index.php\/2022\/08\/02\/raportimi-me-ifrs-fitimi-i-sektorit-bankar-ne-rritje-me-27-per-6-mujorin\/","title":{"rendered":"Raportimi me IFRS, fitimi i sektorit bankar n\u00eb rritje me 27% p\u00ebr 6-mujorin"},"content":{"rendered":"

T\u00eb dh\u00ebnat paraprake nga Shoqata Shqiptare e Bankave tregojn\u00eb se fitimet e sektorit bankar sipas Standardeve Nd\u00ebrkomb\u00ebtare t\u00eb Raportimit Financiar (IFRS) ruajt\u00ebn nj\u00eb ecuri pozitive edhe p\u00ebr tremujorin e dyt\u00eb t\u00eb vitit. <\/p>\n

Shifrat e raportuara nga bankat tregojn\u00eb se fitimi progresiv neto n\u00eb fund t\u00eb gjasht\u00ebmujorit arriti n\u00eb 13.2 miliard\u00eb Lek\u00eb, n\u00eb rritje me kat\u00ebr miliard\u00eb lek\u00eb t\u00eb tjera krahasuar me fundin e tremujorit t\u00eb par\u00eb. Fitimi i sektorit bankar \u00ebsht\u00eb gjithashtu n\u00eb nivele m\u00eb t\u00eb larta krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb, me 27% m\u00eb shum\u00eb. <\/p>\n

Rezultati i raportuar me standrdet IFRS shpesh ka diferenca t\u00eb konsiderueshme n\u00eb raport me at\u00eb q\u00eb llogaritet sipas standardeve lokale t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb. Sipas standardeve lokale, fitimi i sektorit deri n\u00eb fund t\u00eb 5-mujorit rezultonte n\u00eb r\u00ebnie vjetore me 29%. Diferencat lidhen kryesisht me metoda t\u00eb ndryshme q\u00eb ndiqen p\u00ebr llogaritjen e fondeve rezerv\u00eb dhe n\u00eb zbutjen e rrezikut t\u00eb kredis\u00eb. Sidoqoft\u00eb, IFRS-t\u00eb jan\u00eb standardet ligjore t\u00eb raportimit financiar dhe referenca kryesore p\u00ebr performanc\u00ebn e sektorit bankar.
\nNga 12 banka t\u00eb sektorit, 11 prej tyre rezultonin me fitim n\u00eb fund t\u00eb 6-mujorit t\u00eb par\u00eb. <\/p>\n

N\u00eb vler\u00eb absolute, fitimin m\u00eb t\u00eb larta vazhdon t\u00eb ket\u00eb BKT, me 6.1 miliard\u00eb Lek\u00eb ose 52% m\u00eb shum\u00eb krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb. Megjithat\u00eb, rezultati i lart\u00eb i BKT ka ardhur kryesisht nga nj\u00eb zhvendosje n\u00eb portofolin e letrave me vler\u00eb gjat\u00eb tremujorit t\u00eb par\u00eb t\u00eb vitit, nd\u00ebrkoh\u00eb q\u00eb n\u00eb tremujorin e dyt\u00eb fitimi ka p\u00ebsuar nj\u00eb r\u00ebnie t\u00eb ndjeshme. <\/p>\n

Pas BKT, e dyta me diferenc\u00eb t\u00eb madhe renditet Raiffeisen, q\u00eb raporton nj\u00eb fitim neto prej 2.4 miliard\u00eb Lek\u00ebsh, n\u00eb rritje vjetore me 11%. <\/p>\n

Banka e fundit q\u00eb ka raportuar fitime sip\u00ebr kufirit t\u00eb 1 miliard\u00eb Lek\u00ebve \u00ebsht\u00eb OTP Albania, me 1.5 miliard\u00eb Lek\u00eb, n\u00eb rritje me 73% krahasuar me vitin e kaluar. Megjithat\u00eb, fitimi i OTP Albania do t\u00eb korrigjohet me rezultatin negativ t\u00eb Alpha Bank, q\u00eb p\u00ebr 6-mujorin ishte e vetmja bank\u00eb q\u00eb raportoi humbje, n\u00eb vler\u00ebn e 176 milion\u00eb Lek\u00ebve. Blerja e Alpha Bank nga OTP u finalizua n\u00eb 18 korrik dhe pritet q\u00eb bashkimi mes dy bankave t\u00eb realizohet deri n\u00eb fund t\u00eb k\u00ebtij viti. <\/p>\n

Renditja e fitimeve vijon me Bank\u00ebn Amerikane t\u00eb Investimeve (ABI Bank), me 933 milion\u00eb Lek\u00eb, Intesa Sanpaolo, me 635 milion\u00eb Lek\u00eb, Credins Bank, me 625 milion\u00eb Lek\u00eb, Union Bank, me 564 milion\u00eb Lek\u00eb, Tirana Bank, me 406 milion\u00eb Lek\u00eb, Fibank, me 355 milion\u00eb Lek\u00eb, ProCredit Bank, me 82 milion\u00eb Lek\u00eb dhe Banka e Bashkuar e Shqip\u00ebris\u00eb (UBA), me 78 milion\u00eb Lek\u00eb. <\/p>\n

N\u00ebse i krahasojm\u00eb rezultatet e bankave n\u00eb terma t\u00eb kthimit nga kapitali aksioner (RoE) banka m\u00eb fitimprur\u00ebse rezulton OTP Albania, me nj\u00eb nivel kthimi n\u00eb mas\u00ebn 28.84%. Vijon BKT me 25.01%, ABI Bank, me 18.53%, Union Bank, me 17.55%, Fibank, me 17.25%, Raiffeisen, me 16.1% dhe UBA, me 13.57%. Bankat e tjera, me p\u00ebrjashtim t\u00eb Alpha Bank, raportojn\u00eb kthime pozitive n\u00eb nivele nj\u00ebshifrore. <\/p>\n

Shumica e bankave kan\u00eb raportuar fitime dhe kthime m\u00eb t\u00eb larta krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit 2021. Kjo tregon se, deri tani, inflacioni i lart\u00eb dhe rritja e normave t\u00eb interesit kan\u00eb pasur nj\u00eb ndikim t\u00eb kufizuar n\u00eb performanc\u00ebn e sektorit.
\nMonitor.al<\/a><\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00eb dh\u00ebnat paraprake nga Shoqata Shqiptare e Bankave tregojn\u00eb se fitimet e sektorit bankar sipas Standardeve Nd\u00ebrkomb\u00ebtare t\u00eb Raportimit Financiar (IFRS) ruajt\u00ebn nj\u00eb ecuri pozitive edhe p\u00ebr tremujorin e dyt\u00eb t\u00eb vitit. Shifrat e raportuara nga bankat tregojn\u00eb se fitimi progresiv neto n\u00eb fund t\u00eb gjasht\u00ebmujorit arriti n\u00eb 13.2 miliard\u00eb Lek\u00eb, n\u00eb rritje me kat\u00ebr […]<\/p>\n","protected":false},"author":2,"featured_media":12494,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[27],"class_list":{"0":"post-12493","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomia","8":"tag-lajme"},"_links":{"self":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/12493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/comments?post=12493"}],"version-history":[{"count":1,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/12493\/revisions"}],"predecessor-version":[{"id":12496,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/posts\/12493\/revisions\/12496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/media\/12494"}],"wp:attachment":[{"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/media?parent=12493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/categories?post=12493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/neutrale.al\/index.php\/wp-json\/wp\/v2\/tags?post=12493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}